{"id":112,"date":"2026-05-20T09:00:00","date_gmt":"2026-05-20T09:00:00","guid":{"rendered":"https:\/\/template-preview.com\/wordpress\/avavamotors\/2026\/05\/20\/insuring-a-classic-agreed-value-explained\/"},"modified":"2026-05-20T09:00:00","modified_gmt":"2026-05-20T09:00:00","slug":"insuring-a-classic-agreed-value-explained","status":"publish","type":"post","link":"https:\/\/template-preview.com\/wordpress\/avavamotors\/insuring-a-classic-agreed-value-explained\/","title":{"rendered":"Insuring a classic: agreed value explained"},"content":{"rendered":"<p class=\"has-drop-cap wp-block-paragraph\">Ordinary insurance pays what a car is worth on the day of a claim. For a classic, that can be far less than what you would need to replace it.<\/p><h2 class=\"wp-block-heading\">Agreed value<\/h2><p class=\"wp-block-paragraph\">With an agreed-value policy, you and the insurer set the car&#039;s value when you take out the cover. If it is written off, that is what you are paid.<\/p><h2 class=\"wp-block-heading\">What it costs<\/h2><p class=\"wp-block-paragraph\">Classic policies are often cheaper than everyday cover, because the cars are driven less and looked after well. Limited mileage and a garage are usually required.<\/p><h2 class=\"wp-block-heading\">Keep it up to date<\/h2><p class=\"wp-block-paragraph\">Classic prices move. Review the agreed value every year or two, with photos and receipts for any work done.<\/p><h2 class=\"wp-block-heading\">Before you buy<\/h2><p class=\"wp-block-paragraph\">Get a quote before you agree a price. Some models cost much more to insure, and it is better to know that first.<\/p>","protected":false},"excerpt":{"rendered":"<p>Why agreed value beats market value, and what it costs per year.<\/p>\n","protected":false},"author":1,"featured_media":105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_avava_byline":"M. Reyes","_avava_car":0,"_avava_notes":"","footnotes":""},"categories":[43],"tags":[34,48],"class_list":["post-112","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-classics","tag-classic","tag-insurance"],"_links":{"self":[{"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/posts\/112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/comments?post=112"}],"version-history":[{"count":0,"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/posts\/112\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/media\/105"}],"wp:attachment":[{"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/media?parent=112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/categories?post=112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/template-preview.com\/wordpress\/avavamotors\/wp-json\/wp\/v2\/tags?post=112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}